You Should Pay More Attention to Your Credit Report Than Your Credit Score. The fact of the matter is that your credit score is derived from the information on your credit report. If your credit report has errors or misleading data on it, it would result in a lower credit score. If you want to fix your credit score, you need to do so by addressing the issues in your credit report.
Using the Fair Credit Reporting Act, you can file a lawsuit to fix your credit report. We, as consumers, do not have that clear right of action with respect to your credit score. However after the lawsuit fixes your credit report, you can expect your credit score to increase.
