tldr: Unlicensed Maryland landlords are violating the law, and you can sue them, when they try to collect delinquent rent from you (even with a failure to pay rent or summary ejectment action) for any month that the landlord was unlicensed. Read the Court’s Opinion here In 2020, our client filed a class action lawsuit…
DetailsYou’ve seen those Experian commercials on TV, right? All you have to do is sign up, and they’ll “instantly” increase your credit score! They have ads online too. See a sample below: Seems weird, right? Aren’t credit scores supposed to indicate a person’s credit-worthiness? Why am I more likely to pay back a loan just…
DetailsDo you have rent debt on your credit report? A common story that I am hearing in my law office is that a person moves from an apartment or rental home, and later gets slammed with false debts on their credit reports (Experian, Equifax and Trans Union). Normally, the landlord says the debt is for…
DetailsThis is a case that I’m particularly proud of. The Plaintiff (my client) is a Maryland consumer who lives and works in Montgomery County, where I also live and work. Thank you to Peter Holland and Manny Turnbull of The Holland Law Firm who worked with me on this case. Earlier this month, Judge Chuang…
DetailsPurchasing a defective car can be absolutely devastating for families. It is often a struggle for a family to be able to afford a car, but imagine paying all of that money for a car that you cannot even drive. Automobile manufacturers have a duty to follow the law and honor their warranties, but too…
DetailsCredit Report vs. Credit Score You Should Pay More Attention to Your Credit Report Than Your Credit Score. The fact of the matter is that your credit score is derived from the information on your credit report. If your credit report has errors or misleading data on it, it would result in a lower credit…
DetailsOn March 18, 2019, Maryland’s Federal Court signed an Order granting summary judgment against debt collector Ability Recovery Services, in favor of The Goldson Law Office’s client Crystal Long. See Judge Hazel’s supporting memorandum here: Long v. Pendrick Capital Partners Summary Judgment Opinion. In addition to finding the debt collector liable, the Court found that the…
DetailsAs Federal and State governing bodies finally start to clamp down on abusive payday lending, other forms of abusive subprime lending are beginning to fill the void. Predatory lenders are offering high-interest loans that are not necessarily tied to the receipt of your paycheck, but these loans can be just as harmful. Not only do…
DetailsIf you are filing for a Chapter 13 rehabilitation bankruptcy, you can normally keep your home as long as you keep up with the Chapter 13 payment plan. In terms of your mortgage, the Chapter 13 works similar to a loan modification. But what if you file for a Chapter 7? One of the most…
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