Mortgage Servicing Errors
When Your Mortgage Servicer Gets It Wrong
Misapplied payments, escrow mistakes, force-placed insurance, and unexplained fees can cost you money and push an otherwise current account toward default. The Goldson Law Office investigates how the servicer handled your loan and pursues the laws that apply.
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Tell us about your consumer-law matter. We review submissions to determine whether we may be able to assist.
Free case evaluations help us decide whether your matter may be a fit for the firm. They are not legal advice, do not guarantee representation, and do not create an attorney-client relationship.
Common Servicer Problems We See
If your statements do not add up, these are the issues worth a closer look.
How We Approach These Cases
The goal is to correct the account and the credit file, and to seek damages where the law allows.
Get the Record
We request the full payment history, escrow analysis, and communication logs so we can see what the servicer actually did with your money.
Identify the Laws That Apply
Depending on the facts, servicing errors can involve RESPA, the FDCPA, the Fair Credit Reporting Act, and Maryland consumer-protection law.
Fix the Account and the Credit File
We push to correct the balance and any inaccurate credit reporting, and to recover damages the law allows. Outcomes depend on the evidence.
Its Link to Foreclosure
Servicer errors are a frequent cause of wrongful default. If an account is heading toward foreclosure, these issues often become part of a foreclosure-defense strategy.
Something on Your Mortgage Statement Look Wrong?
Send us a recent statement and a short description of the problem. We can review whether the servicer made an error that the law addresses. There is no cost to have your matter reviewed, and submitting information does not create an attorney-client relationship or a request for legal advice.
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